California Privacy Rights
Effective Date: January 18, 2026
This notice is provided to California residents pursuant to the California Consumer Privacy Act (CCPA), as amended by the California Privacy Rights Act (CPRA). It describes the rights California residents may have regarding their personal information and how those rights may be exercised.
OptimalCover provides pricing benchmarks and informational resources related to vehicle service contracts. California residents may access these resources regardless of whether OptimalCover currently offers vehicle service contract plans in California.
1. Categories of Personal Information Collected
OptimalCover may collect the following categories of personal information, as defined by California law, depending on how you interact with the platform:
- •Identifiers (such as name, email address, or phone number) only if you voluntarily provide them in connection with a plan inquiry or purchase
- •Vehicle-related information (make, model, year, mileage)
- •Vehicle Identification Number (VIN), if entered or scanned for vehicle attribute identification
- •Internet or other electronic network activity information (such as browser type, device type, or pages viewed)
OptimalCover does not collect personal information simply to view pricing reference ranges.
2. Sources of Personal Information
Personal information may be collected from:
- •You, when you voluntarily provide information
- •Your browser or device when you visit the site
- •Service providers that support platform operations (such as analytics or payment processing)
3. Purposes for Collecting Personal Information
OptimalCover may collect or use personal information for the following purposes:
- •Providing pricing reference ranges and educational content
- •Decoding vehicle attributes for benchmarking purposes
- •Evaluating eligibility for optional vehicle service contract plans
- •Facilitating transactions you choose to complete
- •Improving platform functionality and security
- •Complying with legal or regulatory obligations
Pricing benchmarks are developed independently of any plan availability or commercial arrangements.
4. Disclosure of Personal Information
OptimalCover may disclose personal information to:
- •Service providers who perform functions on our behalf (e.g., analytics, payment processing)
- •Vehicle service contract administrators or insurers only if you elect to pursue a plan
- •Legal or regulatory authorities, as required by law
OptimalCover does not sell personal information for monetary consideration.
5. Sale or Sharing of Personal Information
OptimalCover does not sell or share personal information for cross-context behavioral advertising.
If this practice changes in the future, California residents will be provided with appropriate notice and opt-out rights as required by law.
6. Your California Privacy Rights
As a California resident, you may have the right to:
- •Request disclosure of the categories and specific pieces of personal information collected
- •Request deletion of personal information, subject to legal exceptions
- •Request correction of inaccurate personal information
- •Opt out of the sale or sharing of personal information, if applicable
- •Limit the use or disclosure of sensitive personal information, if applicable
7. Exercising Your Rights
You may exercise your California privacy rights by contacting us at:
Email: privacy@optimalcover.com
Mail:
OptimalCover
8713 Airport Freeway, #310
North Richland Hills, TX 76180
We may need to verify your request before processing it, as permitted by law.
8. Authorized Agents
You may designate an authorized agent to submit a request on your behalf. We may require proof that the agent has been authorized to act on your behalf.
9. Non-Discrimination
OptimalCover will not discriminate against you for exercising your California privacy rights.
10. Updates to This Notice
We may update this California Privacy Rights notice from time to time. When we do, we will revise the effective date and post the updated notice on this page.