Blog
Expert insights on vehicle service contract pricing, consumer protection, and the warranty industry — backed by data, not sales pitches.
Rising Parts Lead Times: Impact on VSC Loaner Coverage
Rising parts lead times are creating a coverage gap in VSCs. Learn how rental allowances work and why your current contract might not cover long-term repairs.
VSC Provider Insolvency: Protecting Your Financial Interest
When a vehicle service contract provider faces insolvency, your coverage status depends on the underlying insurance backing. Learn how to protect your investment.
BEV Battery Coverage: Navigating VSC Contract Language
Does your extended warranty actually cover your BEV's battery? We break down the critical contract language and the difference between component failure and capacity loss.
Surplus Lines vs. Admitted Carriers: VSC Stability Explained
Learn the critical differences between admitted and surplus lines insurance carriers and how they impact the long-term stability of your vehicle service contract.
The Grey Market of VSC Sales: Protecting Your Personal Data
Learn how to navigate the VSC industry while protecting your personal data from predatory lead aggregators and grey-market data brokers.
A Guide to VSC Cancellation Clauses: Calculating Your Pro-Rata Refund
Learn how to calculate your pro-rata refund and navigate the cancellation clauses found in your Vehicle Service Contract.
The Hidden Costs of 'Used-Car-Only' VSC Plans: Actuarial Reality
Actuarial data reveals that 'Used-Car-Only' VSC plans often carry hidden risks and limitations that can result in significant out-of-pocket expenses.
ADAS Sensors and the New Era of Wear-and-Tear Exclusions
As vehicles become sensor-heavy, the definition of wear-and-tear is shifting, impacting how VSCs cover modern ADAS repairs and calibration costs.
Can Telematics Data Reduce Your Extended Warranty Premium?
Could real-time driving data lead to lower extended warranty premiums? We explore how telematics might reshape the VSC pricing model.
Zero-Deductible VSC Plans: A Financial Cost-Benefit Analysis
A data-driven analysis of whether zero-deductible VSC plans provide true financial value or if higher premiums are an unnecessary expense.
Software Failures and VSC Claims: What You Need to Know
Software and infotainment failures are becoming common, but are they covered by your VSC? Learn how digital issues impact your warranty claim approval.
Inflation and Labor Rates: 2027 VSC Pricing Trends
An analysis of how rising labor costs and parts inflation are fundamentally changing the pricing structure of vehicle service contracts in 2027.