Blog
Expert insights on vehicle service contract pricing, consumer protection, and the warranty industry — backed by data, not sales pitches.
How to File a Formal Complaint Against a Warranty Provider
Learn how to formally challenge a warranty provider, from internal dispute resolutions to state regulatory filings and consumer protection agencies.
FTC Guidelines on Vehicle Service Contract Marketing: A Guide
Learn how the FTC regulates VSC marketing to protect consumers from deceptive practices and why transparency is the key to a fair purchase.
5 Common Extended Warranty Scams and How to Avoid Them
Learn how to spot and avoid the five most common vehicle service contract scams, from fake urgency to misrepresented coverage terms.
The Hidden Markup on Dealer Extended Warranties
Discover how dealer markups are calculated in the finance office and why understanding actuarial pricing can save you thousands on your VSC.
Red Flags in Extended Warranty Contracts: A Consumer Guide
Learn how to spot common red flags in extended warranty contracts, from vague 'bumper-to-bumper' claims to hidden deductible structures and lack of insurance backing.
Dealer vs. Third-Party VSC Pricing: A Comparative Analysis
Should you buy an extended warranty from the dealer or an independent provider? We analyze the pricing structures, markups, and value differences.
Denied Warranty Claim? Understanding Your Rights and Recourse
A denied warranty claim isn't always the end of the road. Learn the steps to challenge a denial, understand your contract, and protect your rights.
How Mileage Affects Vehicle Service Contract Pricing
Mileage is one of the most significant factors in VSC pricing. Learn how your odometer reading influences your premium and why timing matters.
How to Spot an Overpriced Vehicle Service Contract: A Guide
Learn how to identify excessive markups and avoid high-pressure sales tactics when purchasing a Vehicle Service Contract.
Is an Extended Warranty Worth It? A Cost-Benefit Analysis
Is an extended warranty a smart financial move or an unnecessary expense? We apply actuarial logic to help you decide.
Understanding Warranty Pricing Tiers: What Determines Your Rate
A deep dive into how actuarial science and vehicle risk profiles determine the pricing tiers of Vehicle Service Contracts.
How Deductible Choices Affect Your Vehicle Warranty Price
Learn how deductible choices influence your VSC premium and how to balance upfront costs with long-term financial risk.